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Residential lease agreement — what it must contain (2026 template)

A good lease protects both sides and saves you grief in a dispute. See which elements are mandatory, how to word rent, deposit and indexation, and how a standard lease differs from an occasional one.

2 June 2026
Residential lease agreement — what it must contain (2026 template)
In this article
  1. Why put the lease in writing?
  2. Elements you can't leave out
  3. Rent, charges and indexation
  4. Deposit in the lease
  5. Fixed term or open-ended?
  6. Handover report as an annex
  7. Standard vs occasional lease
  8. Common mistakes
  9. Generate your lease in SmartRentier
  10. Frequently asked questions

Why put the lease in writing?

The law allows a verbal lease, but in practice that's asking for trouble. Only a written document precisely sets out the parties' rights and obligations and serves as evidence in any dispute over rent, deposit or the flat's condition. A well-drafted lease protects both the landlord and the tenant.

Elements you can't leave out

  • The parties — full name, ID number, address; company registration details if applicable.
  • The subject — exact address, floor area, description and furnishings.
  • Duration — fixed term or open-ended.
  • Rent and charges — amount, payment date and method, account number.
  • Deposit — amount and return rules.
  • Rights and obligations — who pays for minor repairs, subletting rules, number of occupants.
  • Termination terms — notice periods and grounds.
  • Signatures of both parties and the date.

The line about the number of occupants almost always raises the question of address registration. Registration gives the tenant no rights to the property, and a ban written into the lease has no effect on the authorities — what to put there instead is covered in the article on address registration in a rented flat.

Rent, charges and indexation

Clearly separate the rent (your income) from running costs and utilities. State which charges the tenant covers and how they are settled. If you want to raise the rent with inflation each year, add an indexation clause based on the GUS index — see Rent indexation by the GUS index.

Deposit in the lease

State the deposit amount (usually 1–3 months' rent), its purpose and the return deadline.

Fixed term or open-ended?

A fixed-term lease offers more stability and is harder to end early. An open-ended lease is more flexible but subject to the protective notice periods of the Tenant Protection Act.

Handover report as an annex

Always attach a handover report with meter readings and a description of the flat — your main evidence when settling the deposit.

Standard vs occasional lease

A standard lease is subject to full tenant protection. If you want a faster route to recover the flat, consider an occasional lease — it requires a notarial act but greatly simplifies evicting an unreliable tenant.

Still not sure which to choose? See our detailed occasional lease vs. standard lease comparison — differences in paperwork, cost, and time needed to recover the property.

Common mistakes

  • Not separating rent from utilities.
  • No handover report or photo documentation.
  • Vague termination rules.
  • Skipping the indexation clause.

Generate your lease in SmartRentier

Instead of piecing a lease together from random online templates, generate it in SmartRentier. Enter the basics — the parties, the property's address and area, rent, charges, deposit and dates — and the system builds a complete document with all the elements discussed (an occasional-lease variant is available too). You keep the lease and annexes attached to the property and tenant, and can generate the handover report and deposit settlement as PDFs.

Registration is free — the Kawalerka plan is free forever, no card required. Create an account and generate your lease →

This article is for information only and does not constitute legal advice. For an atypical lease, consult a lawyer.

Frequently asked questions

Is a lease signed by scan or PDF valid?

Exchanging scans is documentary form, not written form. The agreement is valid, but for a term longer than one year the absence of written form means the lease is deemed concluded for an indefinite period (Art. 660 of the Civil Code) — you lose the agreed end date. Written form requires a handwritten signature or a qualified electronic signature (Art. 78(1) of the Civil Code).

Can the agreement ban subletting and pets?

Subletting already requires the landlord consent — without it the tenant may not give the property over to a third party (Art. 668(1) of the Civil Code), and a clause merely confirms this. A ban on pets is permissible but harder to enforce: the real sanctions are liability for damage and, where grounds exist, termination.

What happens to the lease when the tenant dies?

The tenancy of residential premises passes by operation of law to the spouse, the children of the tenant and of their spouse, other persons the tenant owed maintenance to, and the person who actually lived with them as a partner — provided they lived with the tenant until their death (Art. 691 of the Civil Code). The lease does not expire; the party changes.

Does selling the flat end the lease?

No. The buyer steps into the lease in place of the seller (Art. 678(1) of the Civil Code) and may terminate it observing the statutory notice periods. That right falls away where the lease was concluded for a fixed term with a certified date and the property had been handed over — the new owner then takes over the lease until it ends.

Let the calendar watch your lease dates

A lease says what has to happen and when. SmartRentier tracks it for you — end of tenancy, notice periods, addenda and rent increases by date, not from memory.

See it in SmartRentier

Residential lease agreement template

See how SmartRentier handles this in practice — with a product screenshot and a free plan.